Comprehensive

Cover Highlights

• Cover for all accidental damages
• No-claims bonus discount
• Cover your car if it's damage by fire
• Cover your car if it?s stolen, or someone attempted to steal it
• One event ? one excess
• Repair guarantee If you use one of Tower recommended repairers
• Rental car If your car is stolen or undriveable after an accident Up to $1,000
• Windscreen excess buyout - Optional benefits
• Cover for Legal liability
• 24/7 roadside assistance- Optional benefit
• Towing expenses
• Transport costs for your travel and accommodation expenses to complete your journey or return home after an accident, or if your vehicle is stolen, up to Up to $500
• Lost or stolen keys cover Up to $1,000

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Third Party, Fire & Theft

Cover Highlights

• Cover for damage by an uninsured vehicle, as long as you can identify the person at fault and the fault was at least 50% theirs up to $4,000
• Cover for Legal liability
• No-claims bonus discount
• Single event excess
• Fire damage cover for your car
• Cover your car if it?s stolen, or someone attempted to steal it
• Rental car If your car is stolen or undriveable after an accident Up to $750
• Windscreen excess buyout - Optional benefits
• 24/7 roadside assistance- Optional benefit
• Transport costs for your travel and accommodation expenses to complete your journey or return home after an accident, or if your vehicle is stolen, up to Up to $250

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Third party

Cover Highlights

• Cover for Legal liability
• Cover for damaged by an uninsured vehicle, as long as you can identify the person at fault and the fault was at least 50% theirs. Cover up to $4,000
• No-claims bonus discount
• 24/7 roadside assistance- Optional benefit

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Comprehensive

Cover Highlights

• Accidental loss or damage to your car
• Cover for Legal liability upto $ 20 million
• Towing expenses
• Transport costs for your travel and accommodation expenses to complete your journey or return home after an accident.
• Up to $300 to replace your keys and locks
• Medical expenses up to $500 in the event of an accident
• Repair guarantee If you use one of the recommended repairers
• Optional Cover- Windscreen and Glass Cover (excess buy-out)
• Optional Cover- Car Hire

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Third Party, Fire & Theft

Cover Highlights

• Cover for for fire, theft, attempted theft or natural disaster only
• Cover for Damage to someone else's vehicle or property
• Legal liability protection for damage and injury you cause up to $20 million
• Damage to your car caused by uninsured drivers up to $3,000
• Towing expenses
• Optional Cover- Windscreen and Glass Cover (excess buy-out)
• Optional Cover- Roadside Rescue

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Third Party Only

Cover Highlights

• Cover for Damage to someone else's vehicle or property
• Legal liability protection for damage and injury you cause up to $20 million
• Damage to your car caused by uninsured drivers up to $3,000
• Towing expenses
• Optional Cover- Windscreen and Glass Cover (excess buy-out)
• Optional Cover- Roadside Rescue

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Comprehensive

Cover Highlights

• One event ? one excess
• Repair guarantee If you use one of the recommended repairers
• Towing, storage and trasport expenses after damage to your car if it non-drivable
• Optional extras-Excess-Free Glass Cover
• Optional extras- Rental Cover
• Keys and locks up to $750
• Optional Cover- Rental car for the period you are without a vehicle, insurer will cover for the rent of a subcompact rental vehicle, any extra, fuel, deposit or bond will be paid by insured

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Third Party, Fire & Theft

Cover Highlights

• Damage to your car caused by uninsured party cover up to $4,000
• Cover for fire damage and theft
• One event ? one excess
• Cover for Damage to someone else's propert
• Optional extra- Excess-Free Glass Cover
• Repair guarantee If you use one of the recommended repairers

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Third Party

Cover Highlights

• Cover for Damage to someone else's propert
• Damage to your car caused by uninsured party cover up to $4,000
• One event ? one excess

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Comprehensive

Cover Highlights

• No-claims bonus discount
• Legal liability of up to $20,000,000
• Fire Damage, Theft, Accidental loss or damage to the car
• Transport home cost
• Approved repair work guarantee
• Cover for Children?s car seats up to up to the market value of the car seat or restraint at the time of the loss or damage
• Optional Covers- Breakdown Service
• Optional Cover- Rental vehicle cover
• Optional Cover- Glass excess buy-out

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Third Party, Fire & Theft

Cover Highlights

• No-claims bonus discount
• Legal liability of up to $20,000,000
• Cover for loss or damage to the car in the event of Fire Damage and Theft,
• Approved repair work guarantee
• Optional Cover- Glass breakage

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Third Party

Cover Highlights

• No-claims bonus discount
• Legal liability of up to $20,000,000
• Vehicle removal. See conditions in the policy wordings

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Comprehensive

Cover Highlights

• Cleaning and valet costs following a break-in.
• Replacement keys and locks if they?ve been damaged, including proximity keys up to $1000
• No excess on any glass repairs. Your policy excess will apply to replacement glass claims, however your no claims discount will not be affected.
• Cover towards transport home or emergency accommodation following an accident if your vehicle can?t be driven, up to $500
• Approved repair work guarantee
• Cover for Trailers up to $1000. Conditions apply

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Third Party, Fire & Theft

Cover Highlights

• Cover up to Market value if your vehicle is stolen or damaged by fire.
• Legal liability cover
• Cover up to $3,000 for your car if it?s damaged by an uninsured driver and you?re not at fault, and you can provide the details of the other driver.

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Third party

Cover Highlights

• Legal liability cover
• Cover up to $3,000 for your car if it?s damaged by an uninsured driver and you?re not at fault, and you can provide the details of the other driver.

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Comprehensive

Cover Highlights

• Fire Damage, Theft, Accidental loss or damage to the car
• Cover for personal items, like your clothes, phone or laptop, that are in your car at the time it is damaged or stolen. Up to $500
• Approved repair work guarantee
• Hire car after theft up to 14 day
• Emergency travel, accommodation and repairs Up to $500
• Trailer cover- Up to $1,000
• Reasonable transport costs for you to get back home after you drop your car at a mechanic and then back again to collect it when it?s fixed
• Reasonable costs to tow and store your car if it is damaged and it is not roadworthy or safe to drive, or it needs to be held in storage.
• Locks and keys Up to $1,000
• Optional- Roadside assistance
• Optional- A hire car for up to 14 days if your car can?t be safely driven or is being repaired.

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Third Party, Fire & Theft

Cover Highlights

• Legal liability for property damage (including legal costs) up to $20,000,000
• Cover if your car is stolen or damaged by fire
• Damaged by an uninsured driver, your repairs will be covered, subject to limits in your policy. Up to $5,000
• Cover for personal items, like your clothes, phone or laptop, that are in your car at the time it is damaged or stolen. Up to $500
• Hire car after theft up to 14 day
• Emergency travel, accommodation and repairs Up to $500
• Locks and keys Up to $1,000
• Approved repair work guarantee

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Third Party

Cover Highlights

• Legal liability for property damage (including legal costs) up to $20,000,000
• Damaged by an uninsured driver, your repairs will be covered, subject to limits in your policy. Up to $5,000
• Reasonable transport costs for you to get back home after you drop your car at a mechanic and then back again to collect it when it?s fixed
• Approved repair work guarantee

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Comprehensive

Cover Highlights

• Completion of journey up to $500
• No-claims bonus discount
• One event ? one excess
• Approved repair work guarantee
• No Excess and No effect on No Claim Bonus if car is stolen from locked garage
• Optional benefit- Windscreen and window glass without Excess and No effect on No Claim Bonus
• Optional Benefit- Rental vehicle for total loss, limited to a maximum of 14 days or $750 whichever is less.
• Liability Protection up to $20,000,000. See full details and conditions in policy wordings

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Third Party

Cover Highlights

• No-claims bonus discount
• One event ? one excess
• Optional benefits- Loss as a result of fire and theft
• Optional benefit- Windscreen and window glass without Excess and No effect on No Claim Bonus

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Comprehensive

Cover Highlights

• Cover for accidental damage caused to the car.
• Cover for intentional damage
• Cover for accidental damage to the car caused by a storm or flood.
• Cover for your car for damage caused by fire and theft
• Emergency travel, accommodation and repairs Up to $1000, if your car isn?t safe to drive and you?re more than 100km from home.
• Liability Protection up to $20,000,000. See full details and conditions in policy wordings
• Cover for the reasonable cost of towing and storage of the car after an accident if car remains non-drivable
• Contents inside the car up to $150 per item and $750 per claim.
• Reasonable cost of a hire car for up to 14 days following a theft or attempted theft which renders the car unable to be driven.
• Hire car for Not at Fault claim. Conditions apply

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Third Party, Fire & Theft

Cover Highlights

• Cover for your car for damage caused by fire and theft
• Emergency travel, accommodation and repairs Up to $1000, if your car isn?t safe to drive and you?re more than 100km from home.
• Cover for the reasonable cost of towing and storage of the car after an accident if car remains non-drivable
• Contents inside the car up to $150 per item and $750 per claim.
• Liability Protection up to $20,000,000. See full details and conditions in policy wordings

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Third Party

Cover Highlights

• Liability Protection up to $20,000,000. See full details and conditions in policy wordings
• Legal liability under Maritime Law - Up to $10,000 for your while the car is being transported by sea between ports within New Zealand.
• Covere up to $5000 for accidental damage to your car caused by an unisured third party.

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Comprehensive

Cover Highlights

• ACCIDENTAL DEATH AND PERMANENT DISABLEMENT. Conditions apply
• Reasonable costs of accommodation if the car can no longer be driven following a loss
• Rreasonable costs of a rental vehicle following a loss, when you use an approved repairer by insurer
• Keys and locks. Additional Excess applies. See conditions
• Approved repair work guarantee
• Cover for the reasonable cost of towing and storage of the car after an accident if car remains non-drivable
• No Excess to glass claims
• Covered for your legal liability and defence costs. Conditions apply. Check full terms in policy wordings

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Comprehensive

Cover Highlights

• ACCIDENTAL DEATH AND PERMANENT DISABLEMENT. Conditions apply
• Costs of accommodation if the car can no longer be driven following a loss, up to $750
• Keys and locks up to $1000. Excess $100 applies
• Medical expenses up to $500 in the event of an accident
• Towing costs
• No Excess to glass claims

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