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Important- Its suggested to read the lenders’ Terms, Conditions and Exclusions carefully as they may vary from product-to-product.

Choose up to three lenders to compare

ANZ

Standard

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: --

Floating rate: 5.19%

Fixed rates

  • 6 months: 4.79%
  • 1 yr: 4.15%
  • 18 months: 4.49%
  • Fixed rate 2 yrs: 4.09%
  • Fixed rate 3 yrs: 4.49%
  • Fixed rate 4 yrs: 4.75%
  • Fixed rate 5 yrs: 4.85%

Explore

ANZ

Special Fixed Rate

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 4.29%
  • 1 yr: 3.65%
  • 18 months: 3.99%
  • Fixed rate 2 yrs: 3.59%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

ANZ

Flexible home loan (Revolving Credit)

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: --

Floating rate: 5.30%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

ASB

Standard

Tenure upto: 30 yrs

Upfront Fee upto: $400

Min deposit: --

Floating rate: 5.20%

Fixed rates

  • 6 months: 4.79%
  • 1 yr: 4.25%
  • 18 months: 4.25%
  • Fixed rate 2 yrs: 4.19%
  • Fixed rate 3 yrs: 4.39%
  • Fixed rate 4 yrs: 4.69%
  • Fixed rate 5 yrs: 4.79%

Explore

ASB

Special Fixed Rate

Tenure upto: 30 yrs

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 4.29%
  • 1 yr: 3.75%
  • 18 months: 3.75%
  • Fixed rate 2 yrs: 3.69%
  • Fixed rate 3 yrs: 3.89%
  • Fixed rate 4 yrs: 4.19%
  • Fixed rate 5 yrs: 4.29%

Explore

ASB

ORBIT Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $400

Min deposit: --

Floating rate: 5.30%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

ASB

Flexible Fi--nce

Tenure upto: 30 yrs

Upfront Fee upto: $400

Min deposit: --

Floating rate: 5.70%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Bank of Baroda

Baroda Home Loan

Tenure upto: 25 yrs

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.59%

Fixed rates

  • 6 months: --
  • 1 yr: 4.59%
  • 18 months: --
  • Fixed rate 2 yrs: 4.49%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

ICBC Bank

Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: 5.15%

Fixed rates

  • 6 months: 4.29%
  • 1 yr: 3.79%
  • 18 months: 3.79%
  • Fixed rate 2 yrs: 3.75%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: 4.29%
  • Fixed rate 5 yrs: 4.39%

Explore

BNZ Residential Owner Occupied rates

Total Money

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: 5.30%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Owner Occupied rates

Standard & Flybuys Fixed and floating

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: 5.30%

Fixed rates

  • 6 months: 4.79%
  • 1 yr: 4.45%
  • 18 months: 4.55%
  • Fixed rate 2 yrs: 4.35%
  • Fixed rate 3 yrs: 4.55%
  • Fixed rate 4 yrs: 4.95%
  • Fixed rate 5 yrs: 5.15%

Explore

BNZ Residential Owner Occupied rates

Standard & Flybuys Fixed and floating

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: 5.30%

Fixed rates

  • 6 months: 7 Years fixed = 5.70%
  • 1 yr:
  • 18 months:
  • Fixed rate 2 yrs:
  • Fixed rate 3 yrs:
  • Fixed rate 4 yrs:
  • Fixed rate 5 yrs:

Explore

BNZ Residential Owner Occupied rates

Classic (Fixed)

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate:

Fixed rates

  • 6 months: --
  • 1 yr: 3.69%
  • 18 months: --
  • Fixed rate 2 yrs: 3.75%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: 4.35%
  • Fixed rate 5 yrs: 4.45%

Explore

BNZ Residential Owner Occupied rates

Mortgage One (Revolving Credit)

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: 5.90%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Owner Occupied rates

Rapid Repay (Revolving Credit)

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: 5.35%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Investor rates

Total Money

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 30%

Floating rate: 5.55%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Investor rates

Standard & Flybuys

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 30%

Floating rate: 5.55%

Fixed rates

  • 6 months: 5.04%
  • 1 yr: 4.70%
  • 18 months: 4.80%
  • Fixed rate 2 yrs: 4.60%
  • Fixed rate 3 yrs: 4.80%
  • Fixed rate 4 yrs: 5.20%
  • Fixed rate 5 yrs: 5.40%

Explore

BNZ Residential Investor rates

Standard & Flybuys

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 30%

Floating rate: 5.30%

Fixed rates

  • 6 months: 7 Years fixed = 5.95%
  • 1 yr:
  • 18 months:
  • Fixed rate 2 yrs:
  • Fixed rate 3 yrs:
  • Fixed rate 4 yrs:
  • Fixed rate 5 yrs:

Explore

BNZ Residential Investor rates

Classic

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 30%

Floating rate: 5.30%

Fixed rates

  • 6 months: --
  • 1 yr: 3.94%
  • 18 months: --
  • Fixed rate 2 yrs: 4.00%
  • Fixed rate 3 yrs: 4.24%
  • Fixed rate 4 yrs: 4.60%
  • Fixed rate 5 yrs: 4.70%

Explore

BNZ Residential Investor rates

Mortgage One (Revolving Credit)

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 30%

Floating rate: 6.15%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Investor rates

Rapid Repay

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 30%

Floating rate: 5.60%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

China Construction Bank

Standard

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: 5.50%

Fixed rates

  • 6 months: 4.70%
  • 1 yr: 4.85%
  • 18 months: --
  • Fixed rate 2 yrs: 4.95%
  • Fixed rate 3 yrs: 4.95%
  • Fixed rate 4 yrs: 4.95%
  • Fixed rate 5 yrs: 4.95%

Explore

China Construction Bank

Special Fixed Rate

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: 3.65%
  • Fixed rate 3 yrs: 3.90%
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Co-operative Bank

Fixed rate loans

Tenure upto: 30 yrs

Upfront Fee upto: $350

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 3.69%
  • 1 yr: 3.69%
  • 18 months: 3.75%
  • Fixed rate 2 yrs: 3.75%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: 4.19%
  • Fixed rate 5 yrs: --

Explore

Co-operative Bank

Floating rate loans

Tenure upto: 30 yrs

Upfront Fee upto: $350

Min deposit: 20%

Floating rate: 5.15%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Co-operative Bank

Revolving Credit Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $350

Min deposit: 20%

Floating rate: 5.15%

Fixed rates

  • 6 months: 3.69%
  • 1 yr: 3.69%
  • 18 months: 3.75%
  • Fixed rate 2 yrs: 3.75%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: 4.19%
  • Fixed rate 5 yrs: --

Explore

Heartland Bank

Reverse mortgage

Tenure upto: --

Upfront Fee upto: $500

Min deposit: --

Floating rate: 5.65%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Kiwi Bank

Welcome Home Loans

Tenure upto: 30 yrs

Upfront Fee upto: $45

Min deposit: 10%

Floating rate: 5.15%

Fixed rates

  • 6 months: 5.54%
  • 1 yr: 4.30%
  • 18 months: --
  • Fixed rate 2 yrs: 4.40%
  • Fixed rate 3 yrs: 4.74%
  • Fixed rate 4 yrs: 5.04%
  • Fixed rate 5 yrs: 5.14%

Explore

Kiwi Bank

Standard

Tenure upto: 30 yrs

Upfront Fee upto: $45

Min deposit: 10%

Floating rate: 5.15%

Fixed rates

  • 6 months: 5.54%
  • 1 yr: 4.30%
  • 18 months: --
  • Fixed rate 2 yrs: 4.40%
  • Fixed rate 3 yrs: 4.74%
  • Fixed rate 4 yrs: 5.04%
  • Fixed rate 5 yrs: 5.14%

Explore

Kiwi Bank

Special Fixed Rate

Tenure upto: 30 yrs

Upfront Fee upto: $45

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 4.79%
  • 1 yr: 3.55%
  • 18 months: --
  • Fixed rate 2 yrs: 3.65%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: 4.29%
  • Fixed rate 5 yrs: 4.39%

Explore

Kiwi Bank

OffSet mortgage

Tenure upto: 30 yrs

Upfront Fee upto: $45

Min deposit: 20%

Floating rate: 5.15%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Kiwi Bank

Revolving Credit Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $45

Min deposit: 20%

Floating rate: 5.20%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Kiwi Bank

K?inga Whenua Loans

Tenure upto: --

Upfront Fee upto: $45

Min deposit: 0%

Floating rate: 5.15%

Fixed rates

  • 6 months: 5.54%
  • 1 yr: 4.30%
  • 18 months: --
  • Fixed rate 2 yrs: 4.40%
  • Fixed rate 3 yrs: 4.74%
  • Fixed rate 4 yrs: 5.04%
  • Fixed rate 5 yrs: 5.14%

Explore

Kookmin Bank NZ

Home Loan I

Tenure upto: --

Upfront Fee upto: $2,000

Min deposit: 20%

Floating rate: 5.85%

Fixed rates

  • 6 months: 5.10%
  • 1 yr: 5.10%
  • 18 months: --
  • Fixed rate 2 yrs: 5.30%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

HSBC Bank

Fixed Rate Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 4.65%
  • 1 yr: 3.65%
  • 18 months: 3.69%
  • Fixed rate 2 yrs: 3.69%
  • Fixed rate 3 yrs: 3.85%
  • Fixed rate 4 yrs: 4.19%
  • Fixed rate 5 yrs: 4.30%

Explore

HSBC Bank

Floating Rate Home Loan

Tenure upto: 30

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.79%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs:
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

HSBC Bank

Construction Loan

Tenure upto: On Demand

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.79%

Fixed rates

  • 6 months: 4.65%
  • 1 yr: 3.65%
  • 18 months: 3.69%
  • Fixed rate 2 yrs: 3.69%
  • Fixed rate 3 yrs: 3.85%
  • Fixed rate 4 yrs: 4.19%
  • Fixed rate 5 yrs: 4.30%

Explore

HSBC Bank

Split Home Loan

Tenure upto: --

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.79%

Fixed rates

  • 6 months: 4.65%
  • 1 yr: 3.65%
  • 18 months: 3.69%
  • Fixed rate 2 yrs: 3.69%
  • Fixed rate 3 yrs: 3.85%
  • Fixed rate 4 yrs: 4.19%
  • Fixed rate 5 yrs: 4.30%

Explore

HSBC Bank

Home Equity (Revolving)

Tenure upto: On Demand

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.44%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

SBS Bank

Standard Fixed Term

Tenure upto: 30 yrs

Upfront Fee upto: $895

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 5.25%
  • 1 yr: 4.85%
  • 18 months: 5.15%
  • Fixed rate 2 yrs: 5.05%
  • Fixed rate 3 yrs: 5.49%
  • Fixed rate 4 yrs: 5.89%
  • Fixed rate 5 yrs: 6.09%

Explore

SBS Bank

Special Fixed Rate

Tenure upto: 30 yrs

Upfront Fee upto: $895

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 4.29%
  • 1 yr: 3.69%
  • 18 months: 3.69%
  • Fixed rate 2 yrs: 3.69%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: 4.49%
  • Fixed rate 5 yrs: 4.49%

Explore

SBS Bank

Residential Investing Floating

Tenure upto: 30 yrs

Upfront Fee upto: $895

Min deposit: 30%

Floating rate: 5.79%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

SBS Bank

Residential Owner occupied Floating

Tenure upto: 30 yrs

Upfront Fee upto: $895

Min deposit: 20%

Floating rate: 5.29%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

SBS Bank

Welcome Home Loans

Tenure upto: 30 yrs

Upfront Fee upto: $895

Min deposit: 10%

Floating rate: 5.29%

Fixed rates

  • 6 months: 5.25%
  • 1 yr: 4.85%
  • 18 months: 5.15%
  • Fixed rate 2 yrs: 5.05%
  • Fixed rate 3 yrs: 5.49%
  • Fixed rate 4 yrs: 5.89%
  • Fixed rate 5 yrs: 6.09%

Explore

TSB Bank

Standard Home Loan Rate

Tenure upto: 30 yrs

Upfront Fee upto: $250

Min deposit: Less than 20%

Floating rate: 6.09%

Fixed rates

  • 6 months: 5.35%
  • 1 yr: 4.65%
  • 18 months: 4.69%
  • Fixed rate 2 yrs: 4.59%
  • Fixed rate 3 yrs: 4.85%
  • Fixed rate 4 yrs: 5.25%
  • Fixed rate 5 yrs: 5.35%

Explore

TSB Bank

Special Home Loan Rate

Tenure upto: 30 yrs

Upfront Fee upto: $250

Min deposit: 20%

Floating rate: 5.29%

Fixed rates

  • 6 months: 4.55%
  • 1 yr: 3.85%
  • 18 months: 3.89%
  • Fixed rate 2 yrs: 3.79%
  • Fixed rate 3 yrs: 4.05%
  • Fixed rate 4 yrs: 4.45%
  • Fixed rate 5 yrs: 4.55%

Explore

TSB Bank

Revolving credit rate

Tenure upto: 30 yrs

Upfront Fee upto: $250

Min deposit: 20%

Floating rate: 5.29%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

TSB Bank

Investment property Loan

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 30%

Floating rate: 6.09%

Fixed rates

  • 6 months: 5.35%
  • 1 yr: 4.65%
  • 18 months: 4.69%
  • Fixed rate 2 yrs: 4.59%
  • Fixed rate 3 yrs: 4.85%
  • Fixed rate 4 yrs: 5.25%
  • Fixed rate 5 yrs: 5.35%

Explore

Westpac Bank

Choice Fixed (Standard Rates)

Tenure upto: 30 yrs

Upfront Fee upto: $375 or more

Min deposit: 20% or less

Floating rate: --

Fixed rates

  • 6 months: 4.99%
  • 1 yr: 4.69%
  • 18 months: 4.79%
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: 5.19%
  • Fixed rate 4 yrs: 5.29%
  • Fixed rate 5 yrs: 5.49%

Explore

Westpac Bank

Choice Fixed (Special Rates)

Tenure upto: 30 yrs

Upfront Fee upto: $375 or more

Min deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: --
  • 1 yr: 3.69%
  • 18 months: --
  • Fixed rate 2 yrs: 3.75%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Westpac Bank

Choice Floating Rate Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $375 or more

Min deposit: 20% or less

Floating rate: 5.34%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Westpac Bank

Choice Offset

Tenure upto: 30 yrs

Upfront Fee upto: $375 or more

Min deposit: 20% or less

Floating rate: 5.34%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Westpac Bank

Choices Home Loan with Airpoints?

Tenure upto: 30 yrs

Upfront Fee upto: $375 or more

Min deposit: 20%

Floating rate: 5.34%

Fixed rates

  • 6 months: 4.99%
  • 1 yr: 4.69%
  • 18 months: 4.79%
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: 5.19%
  • Fixed rate 4 yrs: 5.29%
  • Fixed rate 5 yrs: 5.49%

Explore

Westpac Bank

Split Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $375 or more

Min deposit: 20%

Floating rate: 5.34%

Fixed rates

  • 6 months: 4.99%
  • 1 yr: 4.69%
  • 18 months: 4.79%
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: 5.19%
  • Fixed rate 4 yrs: 5.29%
  • Fixed rate 5 yrs: 5.49%

Explore

Westpac Bank

Welcome Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $375 or more

Min deposit: 10%

Floating rate: 5.34%

Fixed rates

  • 6 months: 4.99%
  • 1 yr: 4.69%
  • 18 months: 4.79%
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: 5.19%
  • Fixed rate 4 yrs: 5.29%
  • Fixed rate 5 yrs: 5.49%

Explore

Heretaunga Building Society

Residential Home Loan (Owner occupied and Investment)

Tenure upto: 25 yrs

Upfront Fee upto: $0

Min deposit: 20%

Floating rate: 5.75%

Fixed rates

  • 6 months: --
  • 1 yr: 4.80%
  • 18 months: --
  • Fixed rate 2 yrs: 4.95%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Nelson Building Society

Table Loan

Tenure upto: 25 yrs

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.70%

Fixed rates

  • 6 months: --
  • 1 yr: 4.69%
  • 18 months: --
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Nelson Building Society

Reducing Loan

Tenure upto: 25 yrs

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.70%

Fixed rates

  • 6 months: --
  • 1 yr: 4.69%
  • 18 months: --
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Nelson Building Society

NBS Build Loan

Tenure upto: 25 yrs

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.70%

Fixed rates

  • 6 months: --
  • 1 yr: 4.69%
  • 18 months: --
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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Nelson Building Society

NBS Flexi

Tenure upto: 25 yrs

Upfront Fee upto: $500 or more

Min deposit: 20%

Floating rate: 5.70%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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Nelson Building Society

NBS Interest Only

Tenure upto: 10 yrs

Upfront Fee upto: $400

Min deposit: 20%

Floating rate: 5.70%

Fixed rates

  • 6 months: --
  • 1 yr: 4.69%
  • 18 months: --
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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Nelson Building Society

Welcome Home Loan

Tenure upto: 25 yrs

Upfront Fee upto: $400

Min deposit: 10%

Floating rate: 5.70%

Fixed rates

  • 6 months: --
  • 1 yr: 4.69%
  • 18 months: --
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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Wairarapa Building Society (WBS)

Home Loan

Tenure upto: 25 yrs

Upfront Fee upto: $2,000

Min deposit: 20%

Floating rate: 5.50%

Fixed rates

  • 6 months: --
  • 1 yr: 3.95%
  • 18 months: --
  • Fixed rate 2 yrs: 4.05%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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First Credit Union

Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: --

Min deposit: 20%

Floating rate: 5.85%

Fixed rates

  • 6 months: --
  • 1 yr: 3.99%
  • 18 months: --
  • Fixed rate 2 yrs: 4.49%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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New Zealand Firefighters Credit Union (NZFCU)

Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $250

Min deposit: 20%

Floating rate: 6.50%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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NZCU Auckland

Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $400

Min deposit: 20% or less

Floating rate: 5.95%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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NZCU Baywide

Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $500 or more

Min deposit: 20% or less

Floating rate: 6.16%

Fixed rates

  • 6 months: 5.25%
  • 1 yr: 4.95%
  • 18 months: 4.95%
  • Fixed rate 2 yrs: 4.95%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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NZCU South

Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $500

Min deposit: 20% or less

Floating rate: 5.85%

Fixed rates

  • 6 months: --
  • 1 yr: 5.65%
  • 18 months: --
  • Fixed rate 2 yrs: 5.75%
  • Fixed rate 3 yrs: 5.95%
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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Police Credit Union

Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: $100

Min deposit: N/A

Floating rate: 4.69%

Fixed rates

  • 6 months: --
  • 1 yr: 3.95%
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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AIA Home Loans

Floating Rate Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: Not available

Min deposit: 20% or less

Floating rate: 5.30%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

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AIA Home Loans

Fixed Rate Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: Not available

Min deposit: 20% or less

Floating rate: --

Fixed rates

  • 6 months: 4.79%
  • 1 yr: 4.15%
  • 18 months: 4.25%
  • Fixed rate 2 yrs: 4.09%
  • Fixed rate 3 yrs: 4.39%
  • Fixed rate 4 yrs: 4.69%
  • Fixed rate 5 yrs: 4.79%

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AIA Home Loans

Split Home Loan

Tenure upto: 30 yrs

Upfront Fee upto: Not available

Min deposit: 20% or less

Floating rate: 5.30%

Fixed rates

  • 6 months: 4.79%
  • 1 yr: 4.15%
  • 18 months: 4.25%
  • Fixed rate 2 yrs: 4.09%
  • Fixed rate 3 yrs: 4.39%
  • Fixed rate 4 yrs: 4.69%
  • Fixed rate 5 yrs: 4.79%

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