Compare Home Loans and apply direct to the lender immediately

Search for the home loan you need and compare the options from lenders. See how your loan compares and apply directly. Need a loan calculator to see how much you can borrow? Click here.

Important- Remember to read the lender's Terms, Conditions and Exclusions carefully as they may vary from product to product.

Choose up to three lenders to compare

ANZ

Standard

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: --

Floating rate: 4.44%

Fixed rates

  • 6 months: 4.15%
  • 1 yr: 3.15%
  • 18 months: 3.25%
  • Fixed rate 2 yrs: 3.25%
  • Fixed rate 3 yrs: 3.39%
  • Fixed rate 4 yrs: 4.15%
  • Fixed rate 5 yrs: 4.25%

Explore

ANZ

Special Fixed Rate

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 3.55%
  • 1 yr: 2.55%
  • 18 months: 2.65%
  • Fixed rate 2 yrs: 2.69%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

ANZ

Flexible home loan (Revolving Credit)

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: --

Floating rate: 4.55%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

ASB

Standard

Tenure up to: 30 yrs

Upfront Fee up to: $400

Minimum deposit: --

Floating rate: 4.45%

Fixed rates

  • 6 months: 3.39%
  • 1 yr: 2.55%
  • 18 months: 2.65%
  • Fixed rate 2 yrs: 2.69%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 2.99%
  • Fixed rate 5 yrs: 2.99%

Explore

ASB

Special Fixed Rate

Tenure up to: 30 yrs

Upfront Fee up to: $400

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 3.39%
  • 1 yr: 2.55%
  • 18 months: 2.65%
  • Fixed rate 2 yrs: 2.69%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 2.99%
  • Fixed rate 5 yrs: 2.99%

Explore

ASB

ORBIT Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $400

Minimum deposit: --

Floating rate: 4.55%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

ASB

Flexible Finance

Tenure up to: 30 yrs

Upfront Fee up to: $400

Minimum deposit: --

Floating rate: 4.95%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Bank of Baroda

Baroda Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $400

Minimum deposit: 20%

Floating rate: 5.25%

Fixed rates

  • 6 months: --
  • 1 yr: 3.85%
  • 18 months: --
  • Fixed rate 2 yrs: 3.90%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

ICBC Bank

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: 3.69%

Fixed rates

  • 6 months: 2.95%
  • 1 yr: 2.45%
  • 18 months: 2.60%
  • Fixed rate 2 yrs: 2.65%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 2.89%
  • Fixed rate 5 yrs: 2.99%

Explore

BNZ Residential Owner Occupied rates

Owner Total Money

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: 4.55%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Owner Occupied rates

Owner Standard & Flybuys Fixed and floating

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: 4.55%

Fixed rates

  • 6 months: 4.29%
  • 1 yr: 3.15%
  • 18 months: 3.25%
  • Fixed rate 2 yrs: 3.29%
  • Fixed rate 3 yrs: 3.39%
  • Fixed rate 4 yrs: 3.59%
  • Fixed rate 5 yrs: 3.59%

Explore

BNZ Residential Owner Occupied rates

Owner Standard & Flybuys Fixed and floating

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: 4.55%

Fixed rates

  • 6 months: 7 Years fixed = 5.20%
  • 1 yr:
  • 18 months:
  • Fixed rate 2 yrs:
  • Fixed rate 3 yrs:
  • Fixed rate 4 yrs:
  • Fixed rate 5 yrs:

Explore

BNZ Residential Owner Occupied rates

Owner Classic (Fixed)

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: --
  • 1 yr: 2.25%
  • 18 months: 2.65%
  • Fixed rate 2 yrs: 2.69%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 2.99%
  • Fixed rate 5 yrs: 2.99%

Explore

BNZ Residential Owner Occupied rates

Owner Mortgage One (Revolving Credit)

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: 5.15%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Owner Occupied rates

Owner Rapid Repay (Revolving Credit)

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: 4.60%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Investor rates

Investor Property Total Money

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 30%

Floating rate: 4.55%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Investor rates

Investor Property Standard & Flybuys

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 30%

Floating rate: 4.55%

Fixed rates

  • 6 months: 4.29%
  • 1 yr: 3.15%
  • 18 months: 3.25%
  • Fixed rate 2 yrs: 3.29%
  • Fixed rate 3 yrs: 3.39%
  • Fixed rate 4 yrs: 3.59%
  • Fixed rate 5 yrs: 3.59%

Explore

BNZ Residential Investor rates

Investor Property Standard & Flybuys

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 30%

Floating rate: 4.55%

Fixed rates

  • 6 months: 7 Years fixed = 5.20%
  • 1 yr:
  • 18 months:
  • Fixed rate 2 yrs:
  • Fixed rate 3 yrs:
  • Fixed rate 4 yrs:
  • Fixed rate 5 yrs:

Explore

BNZ Residential Investor rates

Investor Property Classic

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 30%

Floating rate: --

Fixed rates

  • 6 months: --
  • 1 yr: 3.94%
  • 18 months: --
  • Fixed rate 2 yrs: 4.00%
  • Fixed rate 3 yrs: 4.24%
  • Fixed rate 4 yrs: 4.60%
  • Fixed rate 5 yrs: 4.70%

Explore

BNZ Residential Investor rates

Investor Property Mortgage One (Revolving Credit)

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 30%

Floating rate: 5.15%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

BNZ Residential Investor rates

Investor Property Rapid Repay

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 30%

Floating rate: 4.60%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

China Construction Bank

Standard

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: 4.49%

Fixed rates

  • 6 months: 4.70%
  • 1 yr: 4.70%
  • 18 months: 4.80%
  • Fixed rate 2 yrs: 4.80%
  • Fixed rate 3 yrs: 4.95%
  • Fixed rate 4 yrs: 4.95%
  • Fixed rate 5 yrs: 4.95%

Explore

China Construction Bank

Special Fixed Rate

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: --
  • 1 yr: 2.65%
  • 18 months: 2.65%
  • Fixed rate 2 yrs: 2.65%
  • Fixed rate 3 yrs: 2.80%
  • Fixed rate 4 yrs: 2.89%
  • Fixed rate 5 yrs: 2.99%

Explore

Co-operative Bank

Fixed rate loans

Tenure up to: 30 yrs

Upfront Fee up to: $350

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 2.55%
  • 1 yr: 2.55%
  • 18 months: 2.69%
  • Fixed rate 2 yrs: 2.69%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 2.99%
  • Fixed rate 5 yrs: 3.19%

Explore

Co-operative Bank

Floating rate loans

Tenure up to: 30 yrs

Upfront Fee up to: $350

Minimum deposit: 20%

Floating rate: 4.40%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Co-operative Bank

Revolving Credit Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $350

Minimum deposit: 20%

Floating rate: 4.40%

Fixed rates

  • 6 months: 3.69%
  • 1 yr: 3.69%
  • 18 months: 3.75%
  • Fixed rate 2 yrs: 3.75%
  • Fixed rate 3 yrs: 3.99%
  • Fixed rate 4 yrs: 4.19%
  • Fixed rate 5 yrs: --

Explore

Heartland Bank

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $0

Minimum deposit: 20%

Floating rate: 3.95%

Fixed rates

  • 6 months: --
  • 1 yr: 2.89%
  • 18 months: --
  • Fixed rate 2 yrs: 2.97%
  • Fixed rate 3 yrs: 3.39%
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Heartland Bank

Reverse mortgage

Tenure up to: --

Upfront Fee up to: $500

Minimum deposit: --

Floating rate: 6.20%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Kiwi Bank

Welcome Home Loans

Tenure up to: 30 yrs

Upfront Fee up to: $45

Minimum deposit: 5%

Floating rate: 3.40%

Fixed rates

  • 6 months: 4.30%
  • 1 yr: 3.30%
  • 18 months: --
  • Fixed rate 2 yrs: 3.54%
  • Fixed rate 3 yrs: 3.54%
  • Fixed rate 4 yrs: 3.84%
  • Fixed rate 5 yrs: 3.94%

Explore

Kiwi Bank

Standard

Tenure up to: 30 yrs

Upfront Fee up to: $45

Minimum deposit: 10%

Floating rate: 3.40%

Fixed rates

  • 6 months: 4.30%
  • 1 yr: 3.30%
  • 18 months: --
  • Fixed rate 2 yrs: 3.54%
  • Fixed rate 3 yrs: 3.54%
  • Fixed rate 4 yrs: 3.84%
  • Fixed rate 5 yrs: 3.94%

Explore

Kiwi Bank

Special Fixed Rate

Tenure up to: 30 yrs

Upfront Fee up to: $45

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 3.55%
  • 1 yr: 2.55%
  • 18 months: --
  • Fixed rate 2 yrs: 2.79%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 3.09%
  • Fixed rate 5 yrs: 3.19%

Explore

Kiwi Bank

OffSet mortgage

Tenure up to: 30 yrs

Upfront Fee up to: $45

Minimum deposit: 20%

Floating rate: 3.40%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Kiwi Bank

Revolving Credit Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $45

Minimum deposit: 20%

Floating rate: 3.45%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Kookmin Bank NZ

Home Loan I

Tenure up to: --

Upfront Fee up to: $2,000

Minimum deposit: 20%

Floating rate: 5.20%

Fixed rates

  • 6 months: 4.10%
  • 1 yr: 4.10%
  • 18 months: --
  • Fixed rate 2 yrs: 4.20%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

HSBC Bank

Fixed Rate Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $400

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 2.79%
  • 1 yr: 2.45%
  • 18 months: 2.55%
  • Fixed rate 2 yrs: 2.60%
  • Fixed rate 3 yrs: 2.65%
  • Fixed rate 4 yrs: 2.79%
  • Fixed rate 5 yrs: 2.89%

Explore

HSBC Bank

Floating Rate Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $400

Minimum deposit: 20%

Floating rate: 4.49%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs:
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

HSBC Bank

Construction Loan

Tenure up to: On Demand

Upfront Fee up to: $400

Minimum deposit: 20%

Floating rate: 4.49%

Fixed rates

  • 6 months: 2.79%
  • 1 yr: 2.45%
  • 18 months: 2.55%
  • Fixed rate 2 yrs: 2.60%
  • Fixed rate 3 yrs: 2.65%
  • Fixed rate 4 yrs: 2.79%
  • Fixed rate 5 yrs: 2.89%

Explore

HSBC Bank

Split Home Loan

Tenure up to: --

Upfront Fee up to: $400

Minimum deposit: 20%

Floating rate: 4.49%

Fixed rates

  • 6 months: 2.79%
  • 1 yr: 2.45%
  • 18 months: 2.55%
  • Fixed rate 2 yrs: 2.60%
  • Fixed rate 3 yrs: 2.65%
  • Fixed rate 4 yrs: 2.79%
  • Fixed rate 5 yrs: 2.89%

Explore

HSBC Bank

Home Equity (Revolving)

Tenure up to: On Demand

Upfront Fee up to: $400

Minimum deposit: 20%

Floating rate: 4.69%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

SBS Bank

Standard Fixed Term

Tenure up to: 30 yrs

Upfront Fee up to: $895

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 3.89%
  • 1 yr: 3.05%
  • 18 months: 3.19%
  • Fixed rate 2 yrs: 3.19%
  • Fixed rate 3 yrs: 3.25%
  • Fixed rate 4 yrs: 3.59%
  • Fixed rate 5 yrs: 3.69%

Explore

SBS Bank

Special Fixed Rate

Tenure up to: 30 yrs

Upfront Fee up to: $895

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: 3.39%
  • 1 yr: 2.55%
  • 18 months: 2.69%
  • Fixed rate 2 yrs: 2.69%
  • Fixed rate 3 yrs: 2.75%
  • Fixed rate 4 yrs: 3.09%
  • Fixed rate 5 yrs: 3.19%

Explore

SBS Bank

Residential Investing Floating

Tenure up to: 30 yrs

Upfront Fee up to: $895

Minimum deposit: 30%

Floating rate: 5.04%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

SBS Bank

Residential Owner occupied Floating

Tenure up to: 30 yrs

Upfront Fee up to: $895

Minimum deposit: 20%

Floating rate: 4.54%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

SBS Bank

Welcome Home Loans

Tenure up to: 30 yrs

Upfront Fee up to: $895

Minimum deposit: 10%

Floating rate: 4.54%

Fixed rates

  • 6 months: 3.89%
  • 1 yr: 3.05%
  • 18 months: 3.19%
  • Fixed rate 2 yrs: 3.19%
  • Fixed rate 3 yrs: 3.25%
  • Fixed rate 4 yrs: 3.59%
  • Fixed rate 5 yrs: 3.69%

Explore

TSB Bank

Standard Home Loan Rate

Tenure up to: 30 yrs

Upfront Fee up to: $250

Minimum deposit: Less than 20%

Floating rate: 5.34%

Fixed rates

  • 6 months: 3.69%
  • 1 yr: 3.29%
  • 18 months: 3.45%
  • Fixed rate 2 yrs: 3.45%
  • Fixed rate 3 yrs: 3.59%
  • Fixed rate 4 yrs: 3.89%
  • Fixed rate 5 yrs: 3.99%

Explore

TSB Bank

Special Home Loan Rate

Tenure up to: 30 yrs

Upfront Fee up to: $250

Minimum deposit: 20%

Floating rate: 4.54%

Fixed rates

  • 6 months: 2.89%
  • 1 yr: 2.49%
  • 18 months: 2.65%
  • Fixed rate 2 yrs: 2.65%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 3.09%
  • Fixed rate 5 yrs: 3.19%

Explore

TSB Bank

Revolving credit rate

Tenure up to: 30 yrs

Upfront Fee up to: $250

Minimum deposit: 20%

Floating rate: 4.54%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

TSB Bank

Investment property Loan

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 30%

Floating rate: 4.54%

Fixed rates

  • 6 months: 2.89%
  • 1 yr: 2.49%
  • 18 months: 2.65%
  • Fixed rate 2 yrs: 2.65%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 3.09%
  • Fixed rate 5 yrs: 3.19%

Explore

Westpac Bank

Choice Fixed (Standard Rates)

Tenure up to: 30 yrs

Upfront Fee up to: $375 or more

Minimum deposit: 20% or less with conditions

Floating rate: --

Fixed rates

  • 6 months: 4.99%
  • 1 yr: 4.69%
  • 18 months: 4.79%
  • Fixed rate 2 yrs: 4.79%
  • Fixed rate 3 yrs: 5.19%
  • Fixed rate 4 yrs: 5.29%
  • Fixed rate 5 yrs: 5.49%

Explore

Westpac Bank

Choice Fixed (Special Rates)

Tenure up to: 30 yrs

Upfront Fee up to: $375 or more

Minimum deposit: 20%

Floating rate: --

Fixed rates

  • 6 months: --
  • 1 yr: 2.55%
  • 18 months: --
  • Fixed rate 2 yrs: 2.69%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 2.99%
  • Fixed rate 5 yrs: 2.99%

Explore

Westpac Bank

Choice Floating Rate Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $375 or more

Minimum deposit: 20% or less with conditions

Floating rate: 4.59%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Westpac Bank

Choice Offset

Tenure up to: 30 yrs

Upfront Fee up to: $375 or more

Minimum deposit: 20% or less with conditions

Floating rate: 4.59%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Westpac Bank

Choice Fixed (Standard Rates)

Tenure up to: 30 yrs

Upfront Fee up to: $375 or more

Minimum deposit: 20%

Floating rate: 4.59%

Fixed rates

  • 6 months: 4.15%
  • 1 yr: 3.15%
  • 18 months: 3.25%
  • Fixed rate 2 yrs: 3.29%
  • Fixed rate 3 yrs: 3.39%
  • Fixed rate 4 yrs: 3.59%
  • Fixed rate 5 yrs: 3.59%

Explore

Westpac Bank

Split Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $375 or more

Minimum deposit: 20%

Floating rate: 4.59%

Fixed rates

  • 6 months: 4.15%
  • 1 yr: 3.15%
  • 18 months: 3.25%
  • Fixed rate 2 yrs: 3.29%
  • Fixed rate 3 yrs: 3.39%
  • Fixed rate 4 yrs: 3.59%
  • Fixed rate 5 yrs: 3.59%

Explore

Westpac Bank

Welcome Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $375 or more

Minimum deposit: 10%

Floating rate: 4.59%

Fixed rates

  • 6 months: 4.15%
  • 1 yr: 3.15%
  • 18 months: 3.25%
  • Fixed rate 2 yrs: 3.29%
  • Fixed rate 3 yrs: 3.39%
  • Fixed rate 4 yrs: 3.59%
  • Fixed rate 5 yrs: 3.59%

Explore

Heretaunga Building Society

Residential Home Loan (Owner occupied and Investment)

Tenure up to: 25 yrs

Upfront Fee up to: $0

Minimum deposit: 20%

Floating rate: 4.99%

Fixed rates

  • 6 months: --
  • 1 yr: 3.85%
  • 18 months: --
  • Fixed rate 2 yrs: 3.95%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Nelson Building Society

Home Loan

Tenure up to: 25 yrs

Upfront Fee up to: $400 or more

Minimum deposit: 20%

Floating rate: 4.95%

Fixed rates

  • 6 months: --
  • 1 yr: 3.45%
  • 18 months: --
  • Fixed rate 2 yrs: 3.49%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Nelson Building Society

NBS Flexi

Tenure up to: 25 yrs

Upfront Fee up to: $400 or more

Minimum deposit: 20%

Floating rate: 4.95%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Wairarapa Building Society (WBS)

Home Loan

Tenure up to: 25 yrs

Upfront Fee up to: $2,000

Minimum deposit: 20%

Floating rate: 4.99%

Fixed rates

  • 6 months: --
  • 1 yr: 3.55%
  • 18 months: --
  • Fixed rate 2 yrs: 3.49%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

First Credit Union

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: --

Minimum deposit: 20%

Floating rate: 5.85%

Fixed rates

  • 6 months: --
  • 1 yr: 2.95%
  • 18 months: --
  • Fixed rate 2 yrs: 3.45%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

New Zealand Firefighters Credit Union (NZFCU)

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $250

Minimum deposit: 20%

Floating rate: 6.50%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

NZCU Auckland

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $400

Minimum deposit: 20% or less with conditions

Floating rate: 5.45%

Fixed rates

  • 6 months: --
  • 1 yr: --
  • 18 months: --
  • Fixed rate 2 yrs: --
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

NZCU Baywide

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $500 or more

Minimum deposit: 20% or less with conditions

Floating rate: 5.65%

Fixed rates

  • 6 months: 3.99%
  • 1 yr: 3.95%
  • 18 months: 3.95%
  • Fixed rate 2 yrs: 3.85%
  • Fixed rate 3 yrs: --
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

NZCU South

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $500

Minimum deposit: 20% or less with conditions

Floating rate: 5.65%

Fixed rates

  • 6 months: 3.99%
  • 1 yr: 3.95%
  • 18 months: 3.95
  • Fixed rate 2 yrs: 3.85%
  • Fixed rate 3 yrs:
  • Fixed rate 4 yrs: --
  • Fixed rate 5 yrs: --

Explore

Police Credit Union

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: $100

Minimum deposit: 20%

Floating rate: 3.99%

Fixed rates

  • 6 months: --
  • 1 yr: 2.19%
  • 18 months: --
  • Fixed rate 2 yrs: 2.19%
  • Fixed rate 3 yrs: 2.19%
  • Fixed rate 4 yrs: 2.89%
  • Fixed rate 5 yrs: 2.99%

Explore

AIA Home Loans

Home Loan

Tenure up to: 30 yrs

Upfront Fee up to: No Information

Minimum deposit: 20% or less with conditions

Floating rate: 4.55%

Fixed rates

  • 6 months: 3.39%
  • 1 yr: 2.55%
  • 18 months: 2.65%
  • Fixed rate 2 yrs: 2.69%
  • Fixed rate 3 yrs: 2.79%
  • Fixed rate 4 yrs: 2.99%
  • Fixed rate 5 yrs: 2.99%

Explore

Get updates on pricing, specials, discounts, insights and news direct to your inbox!